10 BEST ONLINE PAYMENT APPS IN INDIA 2019

Best online payment apps 

With the world becoming digital, it is becoming even more smart. In today's date, you can transfer money online from your mobile to any other person sitting in any other corner of the world, that too very easily. In the last few years in India, it has seen a lot of momentum because when demonetization took place, the main objective of the government was to make the country's economy cashless by increasing online payment.

After this, many big companies and especially startups started making new apps for online payment and their number kept increasing. Due to which people are unable to understand which app is good and which is not and which online money transfer app should we use.

So in this article I will tell you which are the best online payment apps that you can use and with that you can save money.


10 BEST ONLINE PAYMENT APPS 2019

1. BHIM App

When Demonetization took place, the government launched BHIM UPI App on 30 December 2016 to promote Cashless Economy. Its full name is Bharat Interface for Money, which is India's first UPI app, with the help of this you can do money transactions directly from one bank to another bank. Along with this, according to the government, BHIM App is the most used in India because -

• Due to UPI, it provides services 24 hours a day, 7 days a week and 365 days a year.
• You can use it to send money to an account, receive it, Mobile Recharge & DTH Recharge etc.
• BHIM Bikul is Secure on Simple, it is linked to your Aadhaar card and it works in all banks.
• With this, you can easily check Bank Balance, see many things like Statement and Transactions History etc.
• You can transact up to Rs 20,000 at a time and the daily limit is Rs 40,000.

2. Paytm

Today Paytm is the most popular online money transfer app in the country. Which was launched by its Vijay Shekhar Sharma in 2010, which has more than 1.5 crore downloads. Paytm's full form is "Pay Through Mobile", currently the easiest and safest way to make Paytm Online Payment is through it -

• You can do Bill Payment, Online Shopping, Mobile & DTH Recharge, Money Transfer and Receive.
• Paytm being a UPI app allows you to conduct transactions from one bank to another at any time.
• In this, you can make real-time payment in it, ie, it becomes transactional hand in hand.
• It is fast and safe, along with it, there are many offers in it, in which you get up to 100% cashback.
• It is accepted everywhere everywhere, because in it each person gets a unique QR Code, which you can pay to that person by scanning.

3. PhonePe

PhonePe which is a product of Flipkart was launched in 2015. It is also a UPI Payment app which you can use like other payment apps, along with it it supports Bank to Bank Transaction. You get many benefits in this -

• There is a daily transaction limit of 1 lakh and up to 30 lakh of the month.
• It does transactions directly with your Bank Account, for which only the Mobile Number is required.
• You get more attractive offers than any other app, from which you can get cashback.
• Being a UPI provides you service all the time. And
• Being popular, it is accepted almost everywhere.

4. Google Pay (Tez)

There is a payment app developed by Google which was previously Google Tez but was later modified and launched on 19 September 2017 and its Google Pay. This is a UPI (Unified Payments Interface) Payment app just like PhonePe, BHIM, Paytm, use it -

• You can send money to or receive your contacts from them.
• You can make online payment or recharge.
• You can transact from one bank to another.
• It is easy and fast, with it being the product of Google, it is also as much security.
• In this, you can be registered with only mobile number without Aadhaar Card or ID Proof.
• Apart from this, it is popular for its Rewards system.
• You can do a maximum of 1 lakh rupees and maximum 10 transactions a day.

5. PayPal

All the apps mentioned above are limited to India only. If you want to get money from someone outside India or if you want to send money to someone, then PayPal is the best option. It is an American company, which was established in 1998.

• In this, you have to use your email address, create your account and verify with documents like PAN card etc.
• With its help, you can receive money from anyone around the world and can also send them. 
• PayPal automatically transfers the money coming into your PayPal account to a bank account linked and verified by you within a working day.
• PayPal is the world's best online payment company.

6. Mobikwik

Mobikwik is a Mobile Phone Based Payment System and Digital Wallet. Started in April 2009, Mobikwik is a secure e-wallet app. 

• You can do online Bills Payment, Mobile / DTH Recharge, EMI Payments and other online transactions by using it. 
• Mobikwik app is not UPI, due to which it has to transfer money first, then online payment is made from it, it is completely safe for you.
• Mobikwik has more hold in the market as it has partnered with more and more merchants, in which you keep getting very good offers and cashbacks.

Which is your favorite app to send and receive 24 × 7 Payments in India? If you know of any other great app, then let us know through comments. Your feedback will encourage me to write quality articles.